{
   "class" : {
      "rdf:type" : "rdfs:Class",
      "rdfs:comment" : "A product provided to consumers and businesses by financial institutions such as banks, insurance companies, brokerage firms, consumer finance companies, and investment companies which comprise the financial services industry.",
      "rdfs:label" : "FinancialProduct",
      "rdfs:subClassOf" : "schema:Service",
      "schema:contributor" : "collab:FIBO"
   },
   "properties" : {
      "schema:annualPercentageRate" : {
         "rdf:type" : "rdf:Property",
         "rdfs:comment" : "The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.",
         "rdfs:label" : "annualPercentageRate",
         "schema:contributor" : "collab:FIBO",
         "schema:domainIncludes" : "schema:FinancialProduct",
         "schema:rangeIncludes" : [
            "schema:Number",
            "schema:QuantitativeValue"
         ]
      },
      "schema:feesAndCommissionsSpecification" : {
         "rdf:type" : "rdf:Property",
         "rdfs:comment" : "Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.",
         "rdfs:label" : "feesAndCommissionsSpecification",
         "schema:contributor" : "collab:FIBO",
         "schema:domainIncludes" : [
            "schema:FinancialService",
            "schema:FinancialProduct"
         ],
         "schema:rangeIncludes" : [
            "schema:Text",
            "schema:URL"
         ]
      },
      "schema:interestRate" : {
         "rdf:type" : "rdf:Property",
         "rdfs:comment" : "The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate.",
         "rdfs:label" : "interestRate",
         "schema:contributor" : "collab:FIBO",
         "schema:domainIncludes" : "schema:FinancialProduct",
         "schema:rangeIncludes" : [
            "schema:QuantitativeValue",
            "schema:Number"
         ]
      }
   }
}