NAME

Business::FraudDetect - A cohort to Business::OnlinePayment

SYNOPSIS

my %processor_info = ( fraud_detection => 'preCharge',
                       maximum_fraud_score => 500,
                       preCharge_id => '1000000000000001',
                       preCharge_security1 => 'abcdef0123',
                       preCharge_security2 => '3210fedcba',
                      )
my $transaction = new Business::OnlinePayment($processor, %processor_info);
$transaction->content(
                      type       => 'Visa',
                      amount     => '49.95',
                      cardnumber => '1234123412341238',
                      expiration => '0100',
                      name       => 'John Q Doe',
                     );
$transaction->submit();

if($transaction->is_success()) {
  print "Card processed successfully: ".$transaction->authorization()."\n";
} else {
  print "Card was rejected: ".$transaction->error_message()."\n";
}

DESCRIPTION

This is a module that adds functionality to Business::OnlinePayment. See Business::OnlinePayment.

The user instantiates a Business::OnlinePayment object per usual, adding in three processor directives

• fraud_detection

  Which Fraud Detection module to use.

• maximum_fraud_score

  FraudDetection drivers are expected to return a numeric "risk" factor, this parameter allows you to set the threshold to reject the transaction based on that risk. Higher numbers are "riskier" transactions.

• other driver-specific parameters.

  Consult the specific Fraud Detection module you intend to use for its required parameters.

The $tx->submit() method is overridden to interpose a FraudDetection phase. A subordinate object is created using the same content as the parent OnlinePayment object, and a Fraud Detect action is run against that subordinate object. If the resulting fraud score is less than or equal to the maximum_risk parameter, the parent transaction will be allowed to proceed. Otherwise, a failure state will exist with a suitable error message.

METHODS

This module provides no new methods. It does, however override the submit method to interpose an additional Fraud Detection phase.

AUTHORS

Original author: Lawrence Statton <lawrence@cluon.com>

Current maintainer: Ivan Kohler <ivan-bop@420.am> as part of the Business::OnlinePayment distribution.

DISCLAIMER

THIS SOFTWARE IS PROVIDED "AS IS" AND WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

SEE ALSO

Business::OnlinePayment, http://perl.business/onlinepayment